Visa Secure
Visa Secure adds an extra step to help confirm a shopper’s identity during online card payments. It quietly checks details like location and device use to spot anything unusual. If something doesn’t match the customer’s usual behavior, they may be asked to enter a code sent to their phone or email.

Most purchases go through with no extra steps. But when needed, this simple check helps stop fraud before it happens. For business owners, Visa Secure lowers chargeback risks and helps keep payments safe without slowing down checkout.
Looking for simple, secure payments?
Request a demo or sign up free to see how Instant Accept supports Visa Secure and works with QuickBooks.
Related Terms and Synonyms
- Verified by Visa
- Cardholder ID check
- Secure online payment
- 3D Secure
- One-time code
- EMV 3DS
- Payment protection
- Online fraud defense